Tuesday, January 15, 2008

A75v. Provision of transportation vehicle for transporting goods and milk in Chitradurga district

Name of the Project

A75v. Provision of transportation vehicle for transporting goods and milk in Chitradurga district

Project Photos

Project Dates

January 15, 2008

Project Financials

http://spreadsheets.google.com/pub?key=pwRdPi0mYDcJPldU9zHkFQw

Project Details

This is a replication of an earlier transportation project, A75t. The 4 wheeler bought by S3IDF in the project A75t is now delivering milk from villages to Chitradurga on a daily basis. The truck takes the “Chandravali” route which covers 15 villages in Chitradurga district. The distance traveled by the truck in one route is 88km. The truck covers this route twice a day. Once in the morning and once in the evening. This route is being run from January 08.

Based on the success of the first truck, a second truck is planned. The second truck is planned to provide transportation facilities for agricultural goods from the villages to the cities. Since, the transportation of milk is critical, the second truck will act as a back up for the first truck in case the first truck is under repairs.

Loan from Bank: S3IDF has had a discussion with PGB on getting a loan for the two vehicles. The Chairman of the bank has in principle agreed to provide a loan for the two vehicles. The process of getting a loan will be proceeded with immediately

Project Size Details

The vehicle, which will be bought, is a TATA 407. This has a capacity of around 5.5 tons. The price of the vehicle is around Rs. 5,35,000 with registration.

Project Impact Details

The project will benefit multiple farmers who have to transport their agricultural produce from their villages to the city markets. The number of farmers benefited will easily be in the 100’s.

Estimated Pre-investment Costs

Total Pre investment costs = Rs. 21340

S3IDF costs

Total Costs=Rs. 6340

Personnel costs=Rs. 3340

Other costs=Rs. 3000

Partner costs

Total Costs=Rs. 15000

Personnel costs=Rs. 10000

Other costs=Rs. 5000

Project Returns

The project returns are 14% per annum.

Project Indicators

Investment indicators:

Investment size – Rs. 5,35000

Revolving fund – Rs. 3,34,375

RF to investment size – 63%

Cost Indicators

Total pre investment cost – Rs. 21,340

Pre investment cost/Investment Ratio – 4%. This is very good as our target is 10%.

Impact indicators

No. of direct beneficiaries – 500 farmers

Investment size /no. of beneficiaries – Rs. 1070 per beneficiary

Project Risks

Project Owner/operator risk:

We are dependent on Chaitanya to run the project and Chaitanya in turn is dependent on the drivers and the helpers to run the project. This raises the operator risk. However, since Chaitanya has shown that it is capable to select good operators, we can take this risk. For managing the risk of accident or theft of the vehicle, the vehicle will be insured.

Market risk:

With the experience of the first truck, we realize that there is sufficient market and hence there is little market risk

Technology risk:

No technology risk

Portfolio risk:

No portfolio risk as this is among the few transportation projects

Mission risk:

No mission risk as it is a pro-poor project. The vehicle helps poor households in small and remote villages

Partners

Chaitanya, PGB

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